Home Loans

Pretty much everyone I know, at least those who bothered to ask such things once in a while, have been asking me why I keep on renting places instead of just getting a home loan to get a rent-to-own place, like a cheap condo or something like that. It’s a sound advice, if I have to say so. Makes sense in a lot of ways. It’s just that these days, I’m operating on a day-by-day let’s-see-how-things-go basis. I don’t want to make any drastic decision while on autopilot. Being on home loans is not something I can easily get out of in case I suddenly change my mind and decided that I’d rather spend the rest of my life somewhere else instead. So, yes, it all comes down to being unsettled. I’ve learned to rely on my “feel” of things. If I am not 100% sold on an idea, at least on matters this big, I try not to go for it. But, as always, my take on these matters is that “to each his own.” What is right for me is not something that will be right for somebody else. Everyone has their own preferences, life plan, or outlook. More importantly, others have the capability to make such financial decisions without having to consider a lot of other things, and that is great. I even wrote that without any bitterness or resentment or envy. Really. 

So regarding being unsettled. I’ve been having talks with a couple of old friends these past weeks that  have been making me re-evaluate where I stand on things. Reconnecting with a people I haven’t heard from in years made me realize how stagnant I have become, how passive, that I’ve been letting time pass by without having a clear take on where my future lies. Their stories have been a nudge for me. Here are people I knew, with whom I’ve shared a lot of my idealisms and indecisions, having entirely different lives from what I used to know. For that alone, for their stories, I am grateful.